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right to a home, one of the most basic human rights, remains a pipe dream
for many people, despite lip-service from government about their commitments
to social and affordable housing.
During
the term of this government, waiting lists for local authority housing
have rocketed, standing at 48,413 in March 2002. Since then the number
of units provided have fallen even further short of target, with less
money being allocated than previously.
Limited legislation introduced in 2000 compelling developers to provide
up to 20% of all new developments as social or affordable housing has
been repealed enabling them to offer money or alternative sites to local
authorities. This has enabled developers to sideline or buy out their
social housing commitments dealing a further blow to social and affordable
housing.
We now have the ridiculous situation whereby there are now more units
of private rented accommodation than local authority houses. 141,459 private
rented compared to 88,206 local authority houses. €330 million of
taxpayers funds are handed over to private landlords every year in rent
allowance payments, while funding for the provision of social housing
is cutback.
This housing crisis is not inevitable. It is a consequence of political
decisions, which have seen developers, speculators and the wealthy elite
in Irish society enriched during the celtic tiger at the expense of ordinary
people. Fianna Fail politicians shed crocodile tears.
"Affordable"
housing
With
the elections looming speculation is rife that the government will raise
the income limits and maximum loan for the present scheme of affordable
housing operated by the Councils. Presently a single person has to earn
less than €32,000 to be eligible, and the Council can only give a
maximum loan of €130,000. As a result many people are faced with
finding deposits of €45,000 to buy an "affordable" house.
This is lunacy.
Raising the limits would enable more people to avail of the scheme but
it avoids the central problem, that speculation and profiteering have
driven house prices to ridiculous levels. Higher loans means the first
time buyer being saddled with higher debts and repayments.
Take
on the developers
The
only way to tackle the housing issue is for all development land to be
acquired by local authorities at agricultural prices, linked to regulations
to control house prices. The political establishment has avoided this
issue in an attempt to protect the bulging bank balances of their big
business backers.
The government has slashed taxes on the super-profits of land speculators
by 50%. A 100% rezoning tax should be implemented to seize the ill-gotten
gains of speculation, which has further cost the taxpayer billions in
tribunal costs. Using this money a massive programme of local authority
house building could eliminate the waiting lists, with Councils employing
direct labour to complete the developments.
There is already enough residentially rezoned land to meet the needs of
the population well into the future. Rent controls should be brought in
to the private rented sector to end the exploitation of tenants and ensure
decent accommodation.
The only way to tackle the many aspects of the housing crisis is to tackle
the root cause - profiteering and speculation flowing from the private
ownership of land by developers, and landlords. The days of rack-renting
slum owning landlords are not a thing of the past.
Trade union leaders would do well to restore the fighting, socialist traditions
of Connolly and Larkin to take them on rather than snuggling up to national
wage agreements that are long on promises and deliver nothing.
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